Business loans

Compare business loans

Compare business loans

More than € 100.000.000 in deals found

We are here to help you get the best business loan. You compare all major financiers on interest, costs and speed. Easy and without obligations.

More than € 100.000.000 in deals found

Our partners

From 1.5%
Within 2 weeks
From 1.5%
Within 2 weeks
From 1.5%
Within 2 weeks
From 2.7%
Within 1 week
From 3,0%
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From 5.5%
4 to 6 weeks
From 5.5%
Within 2 weeks
From 4.5%
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From 7.0%
Average 3 weeks
From 6.0%
Within 1 week
From 6.0%
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From 2.4%
Within 3 weeks
From 4,9%
Within 1 week
From 18.0%
Within 1 week

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Fast

From your bookkeeping

Every company is different, so we use your performance to find the best business loan. Automatically from your accounting package.

Supplier

Personal assistance

Do you need help with your request? Then our team of financial experts is ready for you, or you invite your own accountant online.

Secure

Your request is secure

We use the banking level encryption, which makes using LoanStreet safe and secure for you as an entrepreneur.

In 4 steps all your funding options

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Step 1

Tell us your needs

We help you to find the right loan. Whether you need money for growth, a new machine or extra stock.

Step 2

Make your offer personal

We save you time by using data from your accounting package. With this we give you a tailor-made offer.

Step 3

An honest comparison

We give you an overview of business loans that meet your needs. Honest, with the best choice at the top.

Step 4

Apply for your loan

We help you compare offers. In this way we arrange the best deal together. Completely no cure, no pay.

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Frequently asked questions about business loans

What are the costs of LoanStreet?

We want to be able to help as many entrepreneurs, accountants and administration offices as possible. That is why LoanStreet always works on a no cure no pay basis. That means that we only get paid if we manage to realize a deal for you. Sometimes you do not have to pay anything, even in case of success, because we have arranged with the financier that he pays us a fee in case of success.

Regardless of who pays, the best choice is at the top of the comparison you receive, regardless of the reimbursement we receive. You can also sort the comparison yourself for, for example, the chance of success or costs.

In the table below you will find the no cure no pay costs per financier:
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       
FunderCosts (if successful)
ABN AMRO1% of the financing sum (min. € 750 and max. € 2,500)
BEEQUIP€ 0 (financier pays us for succes)
Boozt24€ 0 (financier pays us for succes)
Cannock Factoring € 0 (financier pays us for succes)
Collin Crowdfund€ 0 (financier pays us for succes)
Ebury€ 0 (financier pays us for succes)
Floryn € 0 (financier pays us for succes)
Fundament€ 0 (financier pays us for succes)
Funding Circle € 0 (financier pays us for succes)
ING 1% of the financing sum (min. € 750 and max. € 2,500)
New101% of the financing sum (min. € 750 and max. € 2,500)
October € 0 (financier pays us for succes)
Rabobank1% of the financing sum (min. € 750 and max. € 2,500)
Voldaan€ 0 (financier pays us for succes)
Voordegroei€ 0 (financier pays us for succes)

What are the benefits of applying for a business loan through LoanStreet?

  • You know within one minute whether you can get a business loan and where
  • You can send the funding request directly to multiple lenders
  • Many financiers give you a discount on the interest rate and / or the intake charge
  • You can collaborate online in the application with your accountant, advisor or accountant
  • No cure no pay, so you only pay when you get a loan

When do I qualify for a business loan?

The financiers behind LoanStreet offer business loans and other forms of credit when your company is established in the Netherlands and is registered with the Chamber of Commerce. Most financiers also have a minimum duration of 1 or 2 years, in order to be able to assess your performance. The (legal) form of the company is usually less important, but a VAT number is necessary. Finally, it is especially important how your company performs. Based on, among other things, the loss and profit and balance sheet, it is determined whether your company can repay the business loan.

What costs are associated with a business financing?

Most financiers affiliated with LoanStreet work with a (one-off) closing fee and interest during the term of the loan. The commission can be a fixed amount, or can be calculated over the principal amount of the loan. The interest is always calculated on the financing sum that is still open at that moment. On the financiers page you can view the costs and structure per financier and also compare financiers to get a good insight into the costs associated with taking out a business loan.

Is a business plan necessary for obtaining a business loan?

This differs per financier. Depending on the financiers you select on LoanStreet you will be asked to also provide a business plan. More and more financiers are placing greater emphasis on the historical figures instead of the business plan. Financiers, such as crowdfunders, who do ask for a business plan, mainly do this to test the future creditworthiness and viability of your company. Based on the business plan, they try to estimate whether the future performance will be good enough to pay the repayment and interest of the company financing.

How much money can I borrow?

This depends mainly on the performance of your company. The most important thing is that you can pay the financing costs, consisting of interest and repayment. This also depends on the term of the business loan. With a longer term, for example for the purchase of a business building, the repayment is spread over a longer period. As a result, the repayment amounts on an annual basis are often smaller. With a shorter term you can often borrow less, because this puts more pressure on your company. It is especially important not to borrow too much money, so as not to put your company in trouble.

Which legal entities can apply for a business credit via Loanstreet?

If your company is a BV, NV, VOF, sole proprietorship, CV, cooperative, partnership, foundation or association you can use LoanStreet. You are personally liable for most of the legal forms. With a BV or NV this does not have to be the case. In principle, the company is liable there. The financier may, however, request a personal guarantee. If you are personally liable, or the financier expects a personal guarantee from a BV or NV, you can also be held personally liable if the company can not repay the debts.

What term does a business loan have?

The term of a loan differs per financier and per target. Some financing targets, for example a business building, have a longer term. The duration of this is often 20 to 30 years. Business loans for other purposes have a term that is linked to what you want to do with the money. A machine or a means of transport often assumes a lifespan of 5 years, which will then also be the term of the loan. Furthermore, the term depends on the amount you request and to what extent you can pay back within a certain period. A current account is an exception to this. You can often use a bank overdraft indefinitely to a maximum amount, the credit limit.

Is collateral needed to obtain a business loan?

Most financiers expect a certain form of collateral. If the financing is used for the purchase of a business building, a machine or a means of transport, this is often given as collateral for the business loan to the financier. In addition, a financier may also request additional collateral, for example in the form of a personal guarantee, stock or debtors. Financiers ask for collateral as extra security, so that if you can not repay the loan, the financier can use the collateral as security.

Do I have to pay a fine for extra repayments?

In the past, a penalty interest was very common, nowadays it differs per financier and sometimes also per term. If a financier provides you with a loan for a long term, the financier will take certain revenues into account. If you then redeem the financing earlier and the financier can only lend the money to someone else at a lower interest rate, you may have to pay a fine. Sometimes, however, it can still pay to transfer the financing, because the interest benefit is greater than the penalty interest you have to pay.

How quickly is the money in my account?

How quickly you can dispose of your business loan depends on a number of factors. Whether your application is complete and which processes a financier uses in his assessment process. Many financiers strive to give financial clarity within a few days. Some financiers behind LoanStreet provide clarity even within 24 or 48 hours. The money can then quickly be in your account. Usually, after a positive credit decision, the money is on your account within 1 day to 1 week. With some financiers, including crowdfunders, the lead time is longer. You also have an influence on how quickly your funding request is assessed. Via LoanStreet you can submit a complete application to financiers, this ensures that the assessment time is significantly shortened and you have the money in your account.

LoanStreet sounds good? Get your funding now